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Kathmandu
Thursday, May 6, 2021

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Should U Invest or Not?Specially during your early 20s.

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Investing is the act of putting your money into company shares,products,etc.Now investing can be putting your time too but we are strictly talking about money today.So,Investing is not something we hear in our school/college specially not in Nepali education system.Cause they think being financially aware is a bad thing i guess.Our education system is rigged to just get good marks and follow the masses.

Trust me there’s not a single chapter that i’ve read in my entire school and +2 career dedicated to investing which is one of the must know important thing if not the most important thing if you wanna be financially free.the financial system of our country is pretty bad.Only the rich gets richer poor gets poorer.The difference in wealth between three classes Low,mid and rich are widening day by day instead of narrowing.

the reason this is happening is we are not being educated about financial stuffs like investing.

The masses think investing is risky.That mentality is why they aren’t progressing financially in a positive way.Yeah sure investing is risky,but with proper knowledge and research one can definitely minimize the risk and maximize the potential. Instead of keeping your funds in your bank account and letting them rot you can invest in proper stocks, commodities,etc. and have financial gains.

I mean if u look at the top 10 wealthy person in the world almost all were in those position by simply investing in one way or another.

In our early 20s we get tons of pocket money and we try to use it for fun, drinks, parties,relationships, travels,etc. yeah sure enjoying is good its one life right but enjoying by throwing every single penny is not good specially for your future self. Just saving 5-10% will make your life a lot better and saving more with proper compound returns can make u multi millionaire.

I can give you mine own example. Last year I invested 20$ on a potential crypto and I sold it for 1000$ this month only so you can guess right how investing on a good project, share,etc. can be powerful. If you are veteran you will learn to take more risk and invest for better ROI but in the beginning too investing on gold/silver,index funds,etf etc can amount you very good returns oh I forgot providing liquidity pool can be a good investment too.

If u start saving like 50% of every money that you earn your late 20s will be full of better financial stuff and depending on the savings u can live passive income for life.You don’t have to work like crazy and live a little bit of life after pension that almost every person without financial knowledge or investment stuffs does. So yeah do think of modifying just a little bit of financial stuff in your life you will thank me 5-10 years from now.see you have a good investment.

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